Who am I?

Hello, I'm Alfred, an Economics and CFP graduate. I began my financial career as an employee of Public Mutual Berhad, a wholly-owned subsidiary of Public Bank Berhad. I pivoted from operations to sales upon joining a financial planning firm and obtained additional licenses from BNM and Securities Commission (SC). I leveraged my interest in investments to drive high-performance sales, successfully closing millions in investment product volume compared to other financial instruments.

Having transitioned from selling investment products to direct share investment, I now let my proven track record speak for itself.

In recent years, some of my investors were either been liquidating their investment accounts in full or demanding some cash flow as they reached retirement age. Undoubtedly, this triggers a need to plan for retirement, it goes beyond “Saving Enough for Retirement” and is about more than just numbers.

“Compounding” has been coined the eighth wonder of the world, it is excellent for wealth accumulation; nonetheless, once the need to withdraw kicks in, it loses momentum. This is the reason Bershire Hathaway does not declare dividends. But retirement needs are so real that people withdraw savings or cash out from investment accounts, this seems perfectly normal; it is a common practice worldwide that nobody has ever questioned. However, I do have a question and concern about “retirement fund” and “life expectancy” which one gets to end first???

A question without answer!!! Nobody has an answer……

Once an investment objective have changed, a different asset class is needed or else, it would definitely falls onto the racing situation between “retirement fund” and “life expectancy”.

Our age cannot be reversed; therefore, a sustainable retirement solution is paramount to sustain our lifestyle. I began exploring these solutions years ago to bridge the retirement gap, and I am now dedicated to providing assistance to others. My goal is to help everyone to be able to retire with confidence, live with dignity, and embrace retirement with happiness and enjoyment.

Property is a unique asset class. It’s one of the few vehicles that allows you to generate consistent cash flow while keeping the underlying asset completely intact -no selling, no depletion.

But here’s the reality check: Most people only buy property once or twice in their lifetime. Because it isn’t an everyday transaction, the “ego trap” is the highest risk of all.

The most dangerous investor isn’t the one who knows nothing; it’s the one who thinks they know everything….right up until they hit a pitfall they never saw coming.

Who am I?